Subscription guide

Spotify raised its price.
Then raised it again.
Then raised it again.

The average American pays $10.99–$12.99/month for music streaming in 2026. Spotify is the most expensive at $12.99 — it raised its price three times in three years while Apple Music, Amazon, Tidal, YouTube Music, and Deezer all stayed at $10.99. A couple of those cheaper services also have better audio quality. This is what I found when I looked into it.

2026 US pricing at a glance
Spotify Premium$12.99/mo ↑
Apple Music$10.99/mo
YouTube Music$10.99/mo
Amazon Music Unlimited$10.99/mo · $9.99 with Prime
Tidal HiFi$10.99/mo · $4.99 student
Deezer$10.99/mo · ~$8.99/mo annual
↑ Spotify raised its price in 2023, 2024, and 2025. All others held at $10.99.
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Service breakdown

Prices shown are individual monthly plans unless stated. Family plans cover up to 6 accounts in most cases.

Spotify 320kbps / Lossless (late 2025)
Music + Podcasts + Audiobooks · All regions · 290M paid subscribers
US$12.99/mo · Family $19.99
CACA$13.99/mo · Family CA$22.99
UK£12.99/mo · Family £19.99
AUAU$13.99/mo · Family AU$23.99
EU€10.99/mo · Family €17.99
What you get

The most powerful recommendation engine in music streaming. Discover Weekly, Daily Mixes, and Release Radar remain the best algorithmic discovery features across any platform. Integrated podcast library. Audiobooks included on Premium (15 hours/month). Free ad-supported tier available. Lossless audio launched late 2025 — now available to all Premium subscribers, capped at 24-bit/44.1kHz.

Who it suits

People who prioritise discovering new music over audio fidelity. Cross-platform listeners — Spotify works equally well on every device and OS. Podcast listeners who want everything in one app. Anyone on the free tier who just needs a music source with ads.

🚨 Now the most expensive major service. Spotify raised prices three times between 2023 and 2026 — US individual went from $9.99 to $12.99, a 30% increase. As of May 2026, Spotify is $2/month more expensive than Apple Music, Amazon Music, and YouTube Music in the US and Canada. The new co-CEOs have explicitly stated further increases are planned. If you're not using the discovery features actively, you're likely overpaying relative to alternatives.
ℹ️ Free tier is genuinely usable. Unlike most services, Spotify's free tier has shuffle play on playlists, full podcast access, and full algorithmic radio. If you don't need on-demand track selection or offline listening, the free tier covers most casual listening needs.
Apple Music Hi-Res Lossless up to 24-bit/192kHz
Music · All regions · ~100M subscribers (estimated)
US$10.99/mo · Family $16.99
CACA$10.99/mo · Family CA$16.99
UK£10.99/mo · Family £16.99
AUAU$12.99/mo · Family AU$19.99
EU€10.99/mo · Family €16.99
What you get

The highest audio quality at the standard price — full Hi-Res Lossless (up to 24-bit/192kHz) and Dolby Atmos Spatial Audio included with every plan, no extra charge. Over 30 million tracks in Dolby Atmos. Human-curated editorial playlists alongside algorithmic ones. No free tier — paid only. Music videos included. iTunes library integration for people with large local collections.

Who it suits

Apple ecosystem users — iPhone, Mac, HomePod, iPad. The experience degrades noticeably on Android and Windows. People who care about audio quality and have the hardware to hear the difference (wired headphones, AirPods Pro, external DAC). Cheaper than Spotify since early 2026 and with better audio — the rational choice for most Apple users.

ℹ️ Apple One bundle consideration: Apple One Individual ($21.95/mo in US) includes Apple Music, TV+, Arcade, and iCloud+ (50GB). If you use two or more of those, the bundle is cheaper than paying separately. Apple One Premier ($37.95/mo) adds Fitness+ and 2TB iCloud — check appleid.apple.com to see what you already pay for across Apple services.
Android experience is noticeably worse. Apple Music on Android lacks features available on iOS, has had longstanding reliability issues, and Spatial Audio does not work the same way. If you primarily use Android, Apple Music is not the right choice regardless of price.
YouTube Music 256kbps AAC
Music + Music Videos · All regions · ~125M (bundled with YouTube Premium)
US$10.99/mo · Family $16.99 · YouTube Premium $13.99
CACA$10.99/mo · Family CA$16.99
UK£10.99/mo · Family £17.99
AUAU$13.99/mo · Family AU$20.99
EU€10.99/mo · Family €16.99
What you get

The only service that integrates music and music videos seamlessly. Unique catalogue advantage: live recordings, covers, remixes, and unofficial uploads that don't exist anywhere else. Catalogue of uploaded user content alongside official releases. Reasonable algorithmic discovery. No lossless audio — capped at 256kbps AAC, the weakest audio quality of any paid service.

Who it suits

People who already pay for YouTube Premium — the Music subscription is included, making it effectively free for that group. Users who frequently listen to live performances, DJ sets, or tracks that only exist as YouTube uploads. Not for audiophiles — the audio quality is the lowest of the major paid services.

ℹ️ YouTube Premium includes YouTube Music. If you pay for YouTube Premium ($13.99/mo in US) to remove ads from YouTube, you're already paying for YouTube Music. Using a separate music service while also paying for YouTube Premium means you're paying twice. Check your subscriptions — many people have both without realising.
Amazon Music Unlimited Hi-Res Lossless up to 24-bit/192kHz
Music · All regions · ~80–85M subscribers (estimated)
US$10.99/mo · $9.99 with Prime · Family $19.99
CACA$10.99/mo · CA$9.99 with Prime
UK£10.99/mo · £9.99 with Prime · Family £19.99
AUAU$12.99/mo · AU$11.99 with Prime
EU€10.99/mo · €9.99 with Prime
What you get

Hi-Res Lossless audio up to 24-bit/192kHz and Dolby Atmos included at no extra charge — matching Apple Music's quality ceiling at the same price. Alexa voice control is the tightest of any service. Catalogue and curation are solid but weaker than Spotify or Apple Music for discovery. Free tier included with Prime but is limited to shuffle only on playlists.

Who it suits

Amazon Prime members — the $1/month discount makes it the cheapest full-quality option. Amazon Echo/Alexa households where voice control is the primary interface. People who want hi-res audio without paying a Tidal premium. Not the best choice if discovery and playlist curation matter — Amazon's algorithm lags behind Spotify and Apple Music.

ℹ️ Prime members pay less. The $1/month discount for Prime subscribers adds up to $12/year. If you already have Amazon Prime for shopping, Amazon Music Unlimited is the most cost-effective way to get hi-res lossless audio — cheaper than Apple Music and significantly cheaper than Spotify.
Don't confuse Amazon Music (free) with Amazon Music Unlimited. Prime membership includes a basic Amazon Music tier — limited catalogue on shuffle only. Amazon Music Unlimited is the full paid service. Many Prime members don't realise the difference and think they already have full music streaming when they don't.
Tidal Hi-Res FLAC up to 24-bit/192kHz
Music · All regions · ~3–5M subscribers
US$10.99/mo HiFi · $19.99/mo HiFi Plus · Student $4.99
CACA$10.99/mo HiFi · Student CA$4.99
UK£10.99/mo HiFi · Student £4.99
AUAU$13.99/mo HiFi · Student AU$5.99
EU€10.99/mo HiFi · Student €4.99
What you get

The highest audio quality ceiling of any mainstream service — hi-res FLAC up to 24-bit/192kHz, plus Dolby Atmos and Sony 360 Reality Audio. Switched from MQA to full FLAC in 2024 (a genuine improvement — FLAC is more compatible and uncompressed). Artist-centric royalty model — Tidal pays the highest per-stream rate of any platform (~$0.013–0.015 vs Spotify's $0.003–0.005). DJ tools on HiFi Plus.

Who it suits

Audiophiles with high-end headphones, external DACs, or hi-fi speakers where the quality difference is audible. Musicians and producers who want to support fairer artist payouts and access pro tools. Small subscriber base means less personalisation data — the algorithm isn't as refined as Spotify's. Not worth the premium over Apple Music or Amazon Music Unlimited unless you specifically need the highest-resolution audio or HiFi Plus features.

ℹ️ MQA removed in 2024. Tidal replaced MQA (a proprietary lossy format marketed as lossless) with genuine FLAC files. This was a significant improvement — FLAC is truly lossless and plays on more devices without proprietary hardware. If you had concerns about MQA, those concerns no longer apply.
Student plan is exceptional value. At $4.99/mo (US), Tidal's student plan is the cheapest way to get hi-res lossless streaming. Requires valid student email verification but offers the same audio quality as the full HiFi tier.
Deezer FLAC Lossless
Music · All regions · ~10M subscribers
US$10.99/mo · Family $17.99 · Annual ~$107
CACA$10.99/mo
UK£10.99/mo · Annual ~£107
AUAU$13.99/mo
EU€10.99/mo · Family €17.99
What you get

Lossless FLAC audio included at the standard price (16-bit/44.1kHz CD quality — not hi-res). Lyrics and karaoke mode are standout features. Flow — Deezer's radio mode — is understated but effective. Podcast integration. Annual billing option saves roughly two months' cost. Cleaner, more music-focused interface than Spotify. Smaller but growing catalogue at around 90 million tracks.

Who it suits

People who want lossless audio without Tidal's premium and don't need hi-res beyond CD quality. Lyrics/karaoke enthusiasts. Strong in France and parts of Europe where it has a larger user base and better local catalogue. The annual billing option makes it one of the better value plays if you're committed to staying for a year.

ℹ️ Annual plan saves ~17%. Deezer's annual pricing works out to about $8.99/month equivalent in the US — cheaper than Spotify, Apple Music, and Amazon Music on a monthly comparison. Worth considering if you've committed to a service for the long term.
ℹ️ Not a video service. Deezer is sometimes searched alongside Discovery+ — they're completely different categories. Discovery+ is a video streaming service covering reality TV, documentaries, and unscripted content. If that's what you're looking for, it's covered in the streaming guide.

Discounts worth knowing about

Most services have cheaper options that aren't prominently advertised. Current discounts for the US market — check local pricing in your region as availability varies.

Service Student Military / First responder Bundle
Spotify $5.99/mo (US) — via SheerID verification Not available Duo ($16.99) and Family ($19.99) plans
Apple Music $5.99/mo — via .edu email or SheerID Not available publicly Apple One from $21.95 (includes TV+, Arcade, iCloud+)
YouTube Music $5.99/mo — via SheerID Not available YouTube Premium ($13.99) includes YouTube Music
Amazon Music Not available separately Not available $1/mo off with Amazon Prime. Free with Echo devices (limited)
Tidal $4.99/mo HiFi — cheapest hi-res lossless available Not available No bundle — standalone only
Deezer Not available Not available Annual plan ~$107/yr ($8.92/mo equivalent)
ℹ️ Tidal's student plan is the best deal in music streaming. $4.99/month for hi-res lossless audio — the same quality as the full HiFi tier. If you're a student who cares about audio quality, there's no better option at that price. Spotify's student plan gives you the weakest audio quality of any paid service for the same price.

Audio quality explained plainly

Most comparison articles present audio quality as a clear hierarchy where more bits is always better. The reality is more nuanced.

The formats, ranked by quality ceiling

ℹ️ The honest summary: If you listen over Bluetooth headphones or earbuds — which most people do — you will not hear the difference between lossless and 320kbps. Bluetooth codecs compress the signal regardless. Lossless matters if you use wired headphones through a quality DAC or a home hi-fi system. For everyone else, audio quality should not be the deciding factor between services.

Family plan maths

Every major service offers a family plan for up to 6 accounts. The maths only works if you actually fill the slots — and most services require members to live at the same address (enforced to varying degrees).

Cost per person at 6 accounts — US pricing
Spotify Family $19.99 ÷ 6 = $3.33/person
Apple Music Family $16.99 ÷ 6 = $2.83/person
YouTube Music Family $16.99 ÷ 6 = $2.83/person
Amazon Music Family $19.99 ÷ 6 = $3.33/person
Deezer Family $17.99 ÷ 6 = $3.00/person
ℹ️ A fully subscribed Apple Music or YouTube Music family plan works out cheaper per person than Spotify's individual plan ($10.99 vs $2.83). Even partially subscribed — 3 or 4 people — the per-person cost is well below any individual plan.

Address verification in practice

Spotify has introduced same-address verification using location data, making it harder to share with people who don't live with you. Apple Music uses Family Sharing which requires the same Apple ID payment method but doesn't actively verify address. Amazon Music, YouTube Music, and Deezer have less aggressive enforcement but technically require household members.

If you're considering a family plan with people outside your household, check the current terms for your specific service — enforcement has been tightening industry-wide since Spotify's 2023 password-sharing crackdown.


The pricing trend

Music streaming prices have increased significantly since 2023. Spotify has raised prices three times in roughly three years — US individual went from $9.99 to $12.99, a 30% increase. The incoming co-CEOs have explicitly stated that further increases are part of the strategy.

The stated driver is pressure from record labels, who argue that streaming royalties haven't kept pace with inflation. That pressure applies equally to all services — Apple Music, Amazon, and Tidal raised prices in the same period, though less aggressively than Spotify.

What this means practically: the gap between services has widened. In early 2024, all major services were within $1 of each other. By mid-2026, Spotify charges $2/month more than Apple Music, Amazon, Tidal, and YouTube Music in the US — and $3 more than the annual Deezer rate. If you haven't reassessed your music streaming subscription recently, it's worth doing so now.

Check what you're actually paying. Many people are on Spotify at the old $9.99 rate (pre-2023) and haven't noticed the increases rolling through at each billing cycle. Your current rate may be significantly higher than when you originally subscribed. Check your bank statement or the Spotify app under Account → Subscription.

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Prices verified May 2026 — music streaming prices change frequently, confirm current pricing with each provider before subscribing. Per-stream royalty rates are industry estimates from multiple sources and vary by market and deal structure. FindRecurring earns no commission from any music streaming service listed on this page.